📋 Terms & Conditions  Last updated: January 2026 🛡️ mbi23  A licensed & secure platform for Malaysian players 💰 Minimum Deposit  RM 20 – Touch 'n Go, GrabPay, DuitNow, FPX 📋 Minimum Age  Must be 18 years or older to register with mbi23 🔒 256-bit SSL Encryption  All transactions are fully protected 🎁 Welcome Bonus  Up to RM 1,000 for new mbi23 members 📋 Terms & Conditions  Last updated: January 2026 🛡️ mbi23  A licensed & secure platform for Malaysian players 💰 Minimum Deposit  RM 20 – Touch 'n Go, GrabPay, DuitNow, FPX 📋 Minimum Age  Must be 18 years or older to register with mbi23 🔒 256-bit SSL Encryption  All transactions are fully protected 🎁 Welcome Bonus  Up to RM 1,000 for new mbi23 members
📋 mbi23 TERMS & CONDITIONS

Mbi23 Terms & Conditions – Complete Guide Platform Use for Malaysian Players

This document sets out the full terms and conditions governing use of the mbi23 platform. Please read it carefully before registering or using any of the services provided. By creating an account, you agree to be bound by all the terms stated herein.

Last updated: 1 January 2026
18+
Minimum Age
RM
Official Currency
24/7
Customer Support
SSL
Data Security

Introduction – Understanding the mbi23 Terms of Use

Thank you for choosing mbi23 as your online betting platform. This Terms & Conditions document is a legally binding agreement between you (the user) and mbi23 as the platform operator. We understand that documents like this can be lengthy and filled with complex legal language — which is why we have structured the mbi23 Terms & Conditions in plain language that everyday Malaysian players can understand, without compromising clarity or accuracy.

Before you begin using the mbi23 platform — whether to register an account, make a deposit, place a bet, or access any game — you must read and agree to all the terms set out in this document. If you disagree with any part of these terms, we encourage you to contact our support team first at support@mbi23.xyz for clarification before proceeding with registration.

Mbi23 reserves the right to update or modify these Terms & Conditions at any time. When significant changes are made, we will notify members via email or an in-platform notification. It is the member's responsibility to ensure they remain up to date with the latest version of the Terms & Conditions published on this page. Continued use of the mbi23 platform following any changes constitutes acceptance of the updated terms.

Key Principles of mbi23 Terms

Six key things you need to know before using our platform

🔞
Age Requirement – 18 Years and Above Only
mbi23 only permits individuals aged 18 and above to register and use the platform. This is an absolute requirement with no exceptions under any circumstances. Registration by underage individuals is strictly prohibited, and any such account will be terminated immediately upon detection.
Absolute Requirements
👤
One Account Per Individual
Each individual is permitted to hold only one mbi23 account. Registering multiple accounts under the same individual — using different names, phone numbers, or payment methods — is a serious breach of terms and may result in the closure of all associated accounts along with forfeiture of any balances and bonuses.
One Account
💳
Deposit & Withdrawal Responsibilities
All deposits must be made using a payment method registered in your own name — Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow, or FPX (Maybank2u, CIMB Clicks). Depositing via another person's payment method without authorisation is prohibited. Withdrawals may only be made to the same method used for the deposit.
MYR Only
🎁
Bonus & Promotions Terms
All bonuses, including the Welcome Bonus of up to RM 1,000, are subject to rollover requirements clearly stated in each promotion's terms. Bonuses cannot be withdrawn directly — the rollover conditions must be met first. Bonus abuse, such as arbitrage or multi-account coordination, constitutes a breach of terms.
Rollover Applied
🔒
Account Security & Confidentiality
You are fully responsible for keeping your mbi23 account password confidential. Do not share your login details with anyone. mbi23 will never ask for your password through any communication channel. Any suspicious activity on your account should be reported to us immediately.
Privacy Protected
⚖️
Betting Outcomes Are Final
All settled betting outcomes are final and cannot be amended or reversed, except in cases of proven technical error on the part of mbi23. A review process is available for cases where a player disputes an error in odds calculation or market settlement.
Final Decision
Section 1
mbi23 Account Eligibility & Registration Terms

To register and use mbi23's services, you must meet all of the following eligibility requirements without exception:

  • Be at least 18 years old on the account registration date.
  • Be located in a jurisdiction where the use of online betting platforms is permitted under the local laws applicable to you personally.
  • Holds a valid and active Malaysian phone number for account verification purposes.
  • Has never been banned or suspended from the mbi23 platform previously for any breach of terms.
  • Registering on your own behalf and not on behalf of any other individual or entity.

By registering an mbi23 account, you confirm that all information provided is truthful, accurate, and complete. Any false or misleading information submitted during registration may result in immediate account closure and forfeiture of the account balance without compensation.

Important: mbi23 reserves the right to carry out identity verification checks at any time, particularly before processing withdrawals exceeding RM 5,000. Documents that may be requested include a valid national ID or passport to verify the member's identity and age.

Each individual is only permitted to hold one mbi23 account only. Multiple account registrations are strictly prohibited, regardless of whether different personal details or payment methods are used. mbi23 employs tracking technology to detect duplicate accounts, and any violation will result in account closure and forfeiture of all associated balances and bonuses.

Section 2
Accounts, Security & Member Responsibilities

Once your mbi23 account has been successfully registered, you are fully responsible for all activity that takes place under your account. This includes:

  • Keep your password confidential and do not share it with any other party, including family members.
  • Always log out of your account when you are done using the platform, especially on shared devices.
  • Notify mbi23 immediately if you suspect your account has been accessed by an unauthorised party.
  • Not allowing any other individual to use your account for any purpose.

Mbi23 will not be held liable for any losses arising from unauthorised access to your account resulting from your own negligence in safeguarding your login credentials. That said, we have a suspicious activity detection system that will automatically lock the account if unusual login patterns are detected, and we will notify you via your registered phone number.

Security Note: mbi23 will not ever request your account password through any communication channel, including live chat, email or SMS. If you receive such a request claiming to be from mbi23, please disregard it and report it to us immediately.
Section 3
Deposits, Withdrawals & Payment Policy

Mbi23 supports the following Malaysian digital payment methods for deposits and withdrawals:

  • Touch 'n Go eWallet – instant deposit, minimum RM 20
  • GrabPay – instant deposit, minimum RM 20
  • Boost – instant deposit, minimum RM 20
  • ShopeePay – instant deposit, minimum RM 20
  • DuitNow – instant deposit, minimum RM 20
  • FPX (Maybank2u, CIMB Clicks and other local banks) – deposits credited within minutes, minimum RM 20

All mbi23 transactions are conducted in Malaysian Ringgit (MYR). No foreign payment methods or currencies other than RM are accepted. Deposits must be made using a payment method registered in your own name — depositing via another person's account or digital wallet is prohibited and may result in your account being suspended for investigation.

Withdrawal Policy: The minimum withdrawal amount is RM 50. Withdrawals will be processed to the same payment method used for the deposit. Processing times are typically between 1–24 hours depending on the payment method and daily withdrawal limits. Withdrawals exceeding RM 5,000 may require additional identity verification.

Mbi23 does not charge any processing fees for deposits or withdrawals within the set limits. However, third-party payment providers may impose their own charges — this is beyond mbi23's control, and players are responsible for reviewing the fee policies of their respective providers.

Section 4
Bonuses, Promotions & Rollover Requirements

Mbi23 offers a variety of bonuses and promotions from time to time, including a Welcome Bonus of up to RM 1,000 for new members. All bonuses are subject to the specific terms and conditions stated in each promotional offer. The general conditions that apply to all mbi23 bonuses are as follows:

  • Bonuses cannot be withdrawn directly — they must first meet the specified rollover requirements.
  • Rollover requirements and validity periods vary by bonus — please review the specific terms of each offer before activating it.
  • Each member is entitled to one Welcome Bonus only — it cannot be claimed more than once or across multiple accounts.
  • Mbi23 reserves the right to void bonuses and any winnings derived from them if there is evidence of bonus abuse, including but not limited to: arbitrage, the use of low-risk betting techniques to fulfil rollover requirements, and coordination between accounts.
  • The minimum bet amount qualifying towards bonus rollover is RM 1.50 per single bet.
Tip: The mbi23 account dashboard displays your bonus rollover progress in real time — you can always check how much more is needed to meet the bonus withdrawal requirements. This feature is designed to ensure full transparency in our bonus programme.
Section 5
mbi23 General Betting Rules

All bets placed on mbi23 are subject to the following general rules:

  • Bets that have been confirmed and accepted by the mbi23 system are final and cannot be cancelled by the player, except in the event of a proven technical error.
  • Mbi23 reserves the right to void or partially cancel any bets placed at incorrect odds due to a system error — in such cases, the full stake will be returned to the player's account.
  • For cricket betting (IPL, T20 World Cup, Test Series) and football (Malaysia Super League, EPL, badminton), market-specific rules are stated in the help section of the mbi23 platform.
  • In-play bets are final once accepted by the system, even if there is a delay in the video stream being viewed by the player.
  • Mbi23 reserves the right to limit or reject bets from accounts that display suspicious betting patterns or that are in breach of platform policies.

For cancelled or postponed matches, mbi23's bet refund policy is as stated in the platform's help section for each sport type. As a general rule, pre-match bets will be refunded if the match does not commence within 12 hours of the scheduled start time.

Section 6
Prohibited Conduct & Activities

The use of the mbi23 platform is prohibited for the following activities, and a violation of any one of them may result in immediate account suspension:

  • Money laundering: Using the mbi23 platform to conceal or convert funds obtained through illegal activities is strictly prohibited and may be reported to the relevant authorities.
  • Payment fraud: Using a payment method not registered in your own name, or initiating unauthorised chargebacks.
  • Bonus abuse: Using strategies or techniques designed solely to exploit bonus programmes without any genuine intent to play.
  • Hacking or technical interference: Any attempt to access another person's account, exploit platform bugs, or disrupt the operation of mbi23's systems.
  • Account coordination: Colluding with other players to manipulate game outcomes or unfairly exploit betting markets.
  • Use of automation software: Using bots, scripts or automation software to place bets automatically without genuine human involvement.
Warning: mbi23 employs a sophisticated fraud detection system that continuously monitors all account activity. Any account suspected of involvement in the activities listed above will be suspended immediately while an investigation is conducted.
Section 7
Account Suspension, Closure & Freezing

Mbi23 reserves the right to suspend, freeze, or close any account under the following circumstances:

  • Violation of any terms set out in this document.
  • Identity verification requests that are not fulfilled within the stipulated timeframe.
  • Suspicious activity requiring further investigation.
  • Self-exclusion requests made by the member themselves for responsible gambling reasons.
  • Instructions from the relevant authorities.

In cases where an account is closed due to a terms violation, mbi23 reserves the right to hold the relevant balance while an investigation is conducted. Should the investigation find no breach has occurred, the balance will be returned to the member with applicable interest. Members who disagree with an account suspension decision may submit an appeal by email to support@mbi23.xyz.

Section 8
Responsible Gaming

Mbi23 is committed to responsible gambling practices and provides the following tools to help members manage their betting experience:

  • Daily/Weekly/Monthly Deposit Limits: Members can set their own deposit limits within their account settings. Limits take effect immediately and can only be decreased instantly or increased after a 7-day waiting period.
  • Daily Loss Limit: Set a maximum allowable loss amount per day. Once the limit is reached, the system will block any further bets for that day.
  • Temporary Self-Exclusion: Option to self-suspend your account for a period of 1 day to 6 months. During this period, the account cannot be accessed and no marketing communications will be sent.
  • Permanent Self-Exclusion: Permanent account closure at the member's own request. This action is irreversible and will be carried out within 24 hours of the request.

Betting at mbi23 is intended for adults aged 18 and above and should be enjoyed purely as entertainment. If you or someone you know shows signs of a gambling problem, we encourage you to seek help from an appropriate support organisation. mbi23 will never encourage players to bet beyond their means.

Section 9
Privacy & Personal Data Protection

Mbi23 respects the privacy of every member and is committed to protecting your personal data. mbi23's use of your personal data is as described in the Privacy Policy us, which forms part of these terms in their entirety. Below is a summary of the key principles:

  • Personal data is collected solely for purposes necessary to platform operations and legal compliance.
  • All data is protected with 256-bit SSL encryption during transmission and advanced encryption technology during storage.
  • Mbi23 will not sell, rent, or disclose your personal data to third parties for marketing purposes without your explicit consent.
  • Members have the right to request access to their personal data, request corrections to inaccurate information, and request deletion of their data under certain circumstances.

For more information on how mbi23 collects, uses, and protects your personal data, please refer to mbi23 Privacy Policy in full.

Section 10
mbi23 Liability Limits

Mbi23 will not be held liable for any loss or damage arising from:

  • Service disruptions caused by factors beyond our control, including internet outages, power failures, or natural disasters.
  • Financial losses incurred by members as a result of betting activity — players are solely responsible for their own betting decisions.
  • Unauthorised access to an account resulting from a member's negligence in safeguarding their login credentials.
  • Any decisions made based on information, statistics or data displayed on the platform that may not always be up to date or 100% accurate.

Mbi23's maximum liability to any member under any circumstances is limited to the total net deposits made by that member in the 30 days preceding the event giving rise to the liability claim.

Section 11
Dispute Resolution

If you have any dispute or complaint relating to your account, bets, or mbi23 services, the following resolution procedure must be followed:

  • Step 1: Contact the mbi23 customer support team via live chat or email at support@mbi23.xyz. Include full details of the dispute, including the bet reference number where applicable.
  • Step 2: Our team will investigate and respond within 48–72 hours for cases that require further review.
  • Step 3: If you are not satisfied with the resolution provided, you may submit a formal appeal to the mbi23 compliance team via the same email address.

Mbi23 is committed to resolving all disputes fairly, transparently, and within a reasonable timeframe. The final decision of the mbi23 compliance team is binding in all matters relating to platform operations.

Section 12
Terms Amendments & Change Notifications

Mbi23 reserves the right to amend, update or replace any part of these Terms & Conditions at any time. The following procedure is followed for changes to the terms:

  • For significant changes that affect members' rights or obligations, mbi23 will provide at least 7 days' notice before the changes take effect, via email or an in-platform notification.
  • For minor changes of a corrective or clarificatory nature, updates may take effect immediately without prior notice.
  • The "Last updated" date at the top of this page will always reflect the date of the most current version of this document.

It is each member's responsibility to review this Terms & Conditions page periodically to stay up to date with the latest version. Continued use of the mbi23 platform after any updated terms take effect will be considered full acceptance of those changes. If you do not agree with any changes, please contact us to close your account.

Current version: These Terms & Conditions are the version in effect from 1 January 2026 and supersedes all previous versions.

FAQ – mbi23 Terms & Conditions

The most frequently asked questions from members about our platform's terms of use

No. The minimum age requirement of 18 years is an absolute condition with no exceptions under any circumstances. You must be at least 18 years of age on the date of registration — not on a future date. Any account registered by an individual under the age of 18 will be closed immediately upon detection, and all balances including bonuses will be forfeited. mbi23 takes its social responsibility seriously in ensuring this platform is accessible to adults only.

If you close your mbi23 account at your own request (not as a result of a terms violation), any valid cash balance that has not yet met the bonus rollover requirements will be refunded via the same payment method used for your last deposit. Balances comprising active bonuses that have not met the rollover requirements will not be refunded — only deposited cash funds qualify. The refund process takes between 3–5 business days after your account closure request has been confirmed.

mbi23 does not deduct any tax from members' winnings. Your full winnings are credited to your account balance with no deductions on our end. However, it is each member's own responsibility to understand and comply with any tax obligations that may apply to them personally under Malaysian law or any other relevant jurisdiction. mbi23 is unable to provide tax advice, and members are encouraged to seek professional guidance on this matter if needed.

No. Transferring balances between different mbi23 accounts is strictly prohibited, regardless of the relationship between account holders. Each mbi23 account is personal and exclusive to the registered holder. Any attempt to transfer a balance through indirect means — such as placing offsetting bets across two accounts — is considered platform abuse and may result in account closure and forfeiture of the relevant balance.

You may submit a complaint through three channels: first, via live chat on the mbi23 platform, which operates 24/7 — this is the fastest option for issues requiring an immediate response. Second, by emailing support@mbi23.xyz with your account number, a description of the issue, and any supporting evidence such as screenshots. Third, for formal complaints regarding betting decisions, you may use the official complaint form in your account section. mbi23 is committed to resolving all complaints within 48–72 hours for standard cases, and up to 14 days for cases requiring a thorough investigation.

Privacy Policy & Data Protection at mbi23

All your personal information — including registration details, betting records and payment information — is protected with 256-bit SSL encryption. mbi23 will not share or sell your data to any third party without your explicit consent. For full details on how we handle your data, please read our Privacy Policy.

Read the Full Privacy Policy
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